Estimate your 2026 federal income tax using the official IRS tax brackets and your filing status.
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401(k), HSA, etc.
Your 2026 Federal Tax Estimate
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Taxable Income—
Effective Tax Rate—
Marginal Tax Bracket—
Formula
Tax is the sum of taxable income within each bracket multiplied by that bracket rate.
Example
A single filer earning $75,000 with no pre-tax deductions has taxable income of $58,900, for a federal tax of $7,670, an effective rate near 10.2%.
Not tax or financial advice. This calculator provides general estimates based on published 2026 figures. Always confirm important figures with the IRS, SSA, your state tax agency, a licensed lender, or a qualified professional.
Frequently Asked Questions
What are the 2026 federal tax brackets?
Seven marginal rates: 10, 12, 22, 24, 32, 35, and 37 percent, per IRS Revenue Procedure 2025-32.
Does moving into a higher bracket tax all my income at that rate?
No, only the portion of income inside each bracket is taxed at that rate.