Estimate your take-home pay per paycheck after federal tax, FICA, state tax, and 401(k) contributions.
Enter Your Details
Your Estimated Net Pay
—
Gross Pay Per Paycheck—
Federal Tax—
FICA (Social Security + Medicare)—
State Tax—
Estimated Annual Net Pay—
Formula
Net Pay = Gross Pay minus Federal Tax, FICA, State Tax, and 401(k) contribution.
Example
A single filer earning $75,000 paid biweekly, contributing 6% to a 401(k), with no state tax, takes home roughly $2,234 per paycheck.
Not tax or financial advice. This calculator provides general estimates based on published 2026 figures. Always confirm important figures with the IRS, SSA, your state tax agency, a licensed lender, or a qualified professional.
Frequently Asked Questions
What is the Social Security wage base for 2026?
$184,500. Social Security tax only applies up to that amount of wages each year.
Why is my actual paycheck different?
Actual withholding depends on your specific W-4 elections and other deductions, so this is a general estimate.