Project how an investment portfolio could grow with an initial deposit, regular contributions, and an expected return.
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Projected Investment Value
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Total Contributions—
Total Growth—
Formula
Future Value = Initial Investment and all contributions, compounded annually at the expected rate of return.
Example
A $5,000 initial investment plus $300/month at an 8% expected return grows to roughly $290,000 over 25 years.
Not tax or financial advice. This calculator provides general estimates based on published 2026 figures. Always confirm important figures with the IRS, SSA, your state tax agency, a licensed lender, or a qualified professional.
Frequently Asked Questions
Is an 8% return guaranteed?
No, returns are never guaranteed. Historical long-term stock market averages are often cited near 7 to 10 percent, but actual results vary year to year.
Does this account for taxes?
No, this shows gross growth before any taxes on gains, dividends, or withdrawals, which depend on the type of account used.